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Terms and Conditions of Use

Effective Date: 01 July 2025
Last Updated: 01 July 2025

1. Introduction

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Welcome to Scotasay Financial Western Cape (Pty) Ltd (“Scotasay”, “we”, “our”, or “us”). These Terms and Conditions (“Terms”) govern your use of our website, digital platforms, products, and services. By accessing or using our website or services, you agree to be legally bound by these Terms. If you do not agree, please discontinue use of our site and services.

 

Scotasay is a company registered in South Africa (Reg. No. 2024/431460/07) and is licensed by the Financial Sector Conduct Authority (FSCA) under FSP number 54718.

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2. Eligibility and Legal Capacity

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By using our services, you confirm that:

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  • You are at least 18 years old;

  • You are legally capable of entering into a binding agreement;

  • Your use complies with all applicable laws and regulations in your jurisdiction.

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3. Financial Services Disclaimer

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The information and services provided by Scotasay do not constitute financial advice. All content on this website, including pricing, analysis, and research, is general in nature and does not take into account your personal circumstances, investment objectives, or financial situation.

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Trading in leveraged financial instruments such as CFDs and Forex involves significant risk and is not suitable for all investors. Please read our Risk Disclosure before engaging in trading activity.

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4. Account Registration​​

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To access trading services, you may be required to open an account and provide personal information. You agree to:
 

  • Provide accurate and complete information;

  • Keep login credentials confidential;

  • Notify us immediately of any unauthorized access.
     

We reserve the right to suspend or terminate accounts suspected of unauthorized or fraudulent use.

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5. Use of the Website

 

You agree to use our website and services for lawful purposes only. You shall not:

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  • Engage in any fraudulent or illegal activity;

  • Interfere with the operation of the website;

  • Attempt to gain unauthorized access to systems or accounts;

  • Use the site to distribute spam, malware, or offensive content.

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6. Intellectual Property

 

All content on this site, including text, graphics, logos, software, and trademarks, is the property of Scotasay or its licensors and is protected by intellectual property laws. You may not reproduce, modify, distribute, or exploit any content without our prior written permission.

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7. Third-Party Links

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Our website may include links to third-party websites for your convenience. Scotasay does not endorse or accept responsibility for any content or services provided by these external sites. Use of third-party services is subject to their own terms and privacy policies.

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8. Data Protection and Privacy

 

We are committed to protecting your personal information. Please refer to our Privacy Policy for details on how we collect, use, and store your data in accordance with the Protection of Personal Information Act (POPIA) and other applicable regulations.

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9. Limitation of Liability

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To the fullest extent permitted by law, Scotasay shall not be liable for:

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  • Any indirect, incidental, special, or consequential damages;

  • Loss of profits, income, or trading opportunities;

  • Any loss arising from delays, inaccuracies, or omissions on this site.

 

We do not warrant that the website will be error-free, continuously available, or free of viruses.

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10. Indemnity

 

You agree to indemnify and hold Scotasay, its directors, employees, and affiliates harmless against any claims, losses, damages, or liabilities arising from your breach of these Terms or misuse of the site or services.

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11. Jurisdiction and Governing Law

 

These Terms are governed by the laws of the Republic of South Africa. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the South African courts.

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12. Changes to Terms

 

We reserve the right to modify or update these Terms at any time without prior notice. Any changes will be effective upon posting on our website. Continued use of the site or services constitutes acceptance of the revised Terms.

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13. Termination

 

We may suspend or terminate your access to the website or services at our discretion, including for violations of these Terms or applicable law. Upon termination, your right to use our services will immediately cease.

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14. Contact Us

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If you have any questions about these Terms, please contact us:

 

Scotasay Financial Western Cape (Pty) Ltd
896 Codonia Avenue, Waverley, Gauteng, South Africa
Email: info@scotasay.com

Scotasay Financial Western Cape (Pty) Ltd

Principal Office Address:
896 Codonia Avenue, Waverley, Gauteng, South Africa

Risk Disclosure and Regulatory Notice

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General Risk Warning:
Trading in rolling spot foreign exchange (Forex) and Contracts for Difference (CFDs) involves a high level of risk and may not be suitable for all investors. These products are complex and use leverage, which can magnify gains as well as losses. You may lose more than your initial investment. Please ensure you fully understand the risks involved and seek independent financial advice if necessary.
 

No Investment Advice:
The content provided by Scotasay Financial Western Cape (Pty) Ltd (“Scotasay”), including market commentary, analysis, research, and pricing, is for general informational purposes only and does not constitute investment advice. It does not consider your personal financial situation, investment objectives, or risk tolerance.


Capital Risk Warning:
CFDs and margin trading involve significant risk to capital. Please only trade with funds you can afford to lose. Past performance is not indicative of future results.
 

Regulatory Information
Scotasay Financial Western Cape (Pty) Ltd is a company registered in South Africa (Registration No. 2024/431460/07), with its principal office at 896 Codonia Avenue, Waverley, Gauteng, South Africa. Scotasay is authorised and regulated by the Financial Sector Conduct Authority (FSCA) of South Africa under FSP Number 54718. Scotasay adheres to the regulatory standards and conduct requirements set out by the FSCA and upholds international best practices in the financial services industry.
 

Jurisdictional Restrictions
The services and information provided on this website are not directed at, or intended for distribution to, individuals or entities in any jurisdiction where such distribution or use would be contrary to local laws or regulations. Users are responsible for ensuring that accessing our services is permitted under their local laws.


Disclaimer
All materials on this website or in promotional content are for general informational purposes only. While Scotasay strives for accuracy, we make no warranties or representations regarding the completeness or reliability of this information. Scotasay accepts no liability for any loss arising directly or indirectly from the use of, or reliance on, this content. Please review our Privacy Policy to learn how we handle your data and use cookies on this website. We take client satisfaction seriously. If you wish to raise a concern, please consult our Complaints Policy for the procedure.

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Get in Touch
info@scotasay.com

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© 2025 Scotasay Financial Western Cap (Pty) Ltd

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